Lending Services

Nobody knows you better than yourself, except for maybe your Finance Broker. And whatever your goals may be, whether it’s securing a loan for your first home or an investment property, establishing a business, or setting yourself up for a comfortable retirement, a Finance Broker can help make them a reality. Far more than a transactional service, a broker will come to know your financial circumstances back to front, allowing them to advise on the most appropriate course of action for your unique scenario.

As the lending market becomes increasingly complex, more and more people are now turning to a finance broker. A good finance broker is the necessary conduit between borrower and lender. We do the haggling, the legwork, and break down the jargon to find something that is suited to YOU, and what YOU want.

The choices now available in the mortgage market can seem limitless and completely overwhelming. You can choose to research the subject, the lenders and their products yourself, or work with a finance broker who already has that knowledge.

All finance brokers have a panel of lenders from which they recommend a loan. They have to become accredited with the lender to offer their product and are required to keep up-to-date with their latest offers. Ultimately, you choose where you want your loan to go.

The best deal is not necessarily the cheapest rate. A good finance broker will examine your circumstances and future plans to recommend a loan that is right for you. Having an appropriate loan which works for you can help you build wealth.

Many products seem to offer a great deal but they could have penalties, fees and charges you may not be aware of. Or, they may not offer the flexibility you require in the future. A finance broker can help you avoid taking out a loan you might later regret.

Not borrowing anytime soon? Had the same loan with the same bank for a little while? A good finance broker can conduct a review of all your existing borrowings to make sure that the loans, rates and repayments you are on are suited to your current situation. You may be surprised.

A good finance broker can save you time and money and give you peace of mind. But, remember, not all are the same. We are an MFAA Accredited Finance Broker, a leading industry body with strict membership requirements and ongoing professional development requirements.

The motivation to refinance is different for everyone. You may be looking to fund another investment, your financial circumstances may have changed, or if you’re lucky, you may have found a more appropriate rate. Whatever the reason, there are a lot of factors to consider before you make a change.

Establishing and running a business can be a costly undertaking, but thankfully, funding can be acquired to help ease the pressure. From equipment to a commercial premises, we can help you get set up and running smoothly, leaving you with more time to focus on what’s important, growing your business.

Whether it’s a new piece of farming kit, or an EOFY vehicle, we have a range of finance options available to help you preserve your working capital and manage your cash flows.

There are a number of different “vehicles” available including a finance lease, commercial hire purchase or a chattel mortgage. We can explore all the options and ensure you chose the ones that works best for you.

Purchasing your first home is both a daunting and exciting experience and it makes sense that you have a thousand questions to ask. From knowing how much you need to save, to signing on the dotted line, we are here to walk you through every step of the process.

When you’re passionate about what you do, you need people who are passionate about what we do.